Generate a financial picture of customers by accessing data on income, expenses, and liabilities
Verify account ownership and ensure funds are distributed to the right person and account
Help eliminate dishonour fees by conducting pre-funds check before repayments are made
Discover benefits for
salary advance providers
The Basiq platform provides access to data and insights to optimise the Salary advance experience,
enabling you to focus on creating unique value for your customers
01 Serviceability insights
Conduct an affordability analysis to gain a detailed view of your customer’s financial position. Understand transactions from connected accounts across income, expenses, assets and liabilities to generate unique insights and optimise the onboarding process.
02 Speed up funds distribution
Seamlessly onboard users and ensure funds are distributed to the right owner by verifying bank account details such as Name, BSB and Account number.
03 Smart data driven payments
Access to your customers’ financial data enables you to increase the chance of successful repayments by ensuring account details are captured, the right account is selected and there are sufficient funds available before a repayment is made.
04 Provide engaging tools and insights
Utilise financial data and insights to develop engaging customer experiences. Provide tools to help your customers manage their money and be smarter with how they save and spend.
Learn more about the benefits for salary advance providersView guide
Products used by salary advance providers
Access financial data feeds from banks, super funds and other financial institutions with account information and detailed transaction history to gain a deeper understanding of your end users.Learn more
Generate insights from financial data and get a complete financial picture of your customers. View income sources, financial commitments, risk metrics, expense categorisation and merchant insights.Learn more
See how partners are using Basiq
Connecting your bank for pay on-demand
“The aggregation of financial data is an important step in Beforepay providing its Pay On Demand™ and personal financial services to consumers. Basiq allows us to simplify a complicated process of aggregating data in order for us to concentrate on our product and adding value to our users.”
Dean Mao, CTO
Why partner with us
Knowledge & Expertise
Years of experience in accessing and driving insights from financial data through RESTFUL and fully documented APIs.
Scalability & Reliability
Helped over 3.4m consumers share their data on the platform with over 1m data requests per day.
Open Banking provider
Recognised as a provider of Open Banking services by the ACCC as an Accredited Data Recipient under the CDR.
Accelerate development with Basiq’s developer starter kits, best practice quick start guides and API documentation.
A single integration to plug in to the Basiq platform to access data and insights services.
A dedicated local support team that ensures smooth implementation, continuous support and fast response times.