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Personal Financial Management

Make it easier to manage money

Generate a holistic view of your customer’s financial position to help them better manage their money and budget with Personal Financial Management (PFM) offerings. Provide a real-time view on customer spending patterns and generate rich insights to reveal expense categories and merchant details.

Real-time financial data

Continuous view of your customers’ aggregated financial position across all connected accounts

Enriched transactions

Powerful machine learning categorises and enriches each transaction

Account verification

Verify account ownership and seamlessly move customers through the onboarding process

Discover benefits for
PFM providers

The Basiq platform provides access to data and insights to optimise the PFM experience,
enabling you to focus on creating unique value for your customers

  • ING Mr Kyle Thomas, 23 Whistle Street, Reservoir VIC
  • ANZ Mr Kyle Thomas, 23 Whistle Street, Reservoir VIC
  • Westpac Mr Kyle Thomas, 23 Whistle Street, Reservoir VIC

01 A complete financial picture

Access up to 2 years of historical transaction data to help build a user’s financial position. Provide insight into historical trends and behaviours to empower users to understand how they have been spending their money.

02 Smart insights with enriched transactions

Granular merchant details including expense categories and location of each transaction provide a fast and accurate way to understand spend behaviour in real-time. Enable your customers to make decisions and analyse their spend with confidence.

  • Pending: IKEA
    • 24 Apr, 2023
    • -$324.97

    Scandinavian chain selling ready-to-assemble furniture.

    Address: 634-726 Princes Hwy, Tempe NSW 2044

    Phone: (02) 8020 6641

  • Pending: Harvey Norman
    • 27 Apr, 2023
    • -$1,124.97
    Harvey Norman

    Harvey Norman is Australia's leading electrical retailer.

    Address: Broadway Lvl 1 Broadway Shopping Centre, Glebe NSW 2007

    Phone: (02) 8020 6641

03 Improve personalisation & engagement

Utilise financial data and insights to develop engaging customer experiences. Provide the flexibility for your users to establish savings and investment goals, set up notifications based on reaching certain events and engage with forecasting and budgeting tools.

Learn more about the benefits for PFM providers

View guide

Products used by PFM providers


Access financial data feeds from banks, super funds and other financial institutions with account information and detailed transaction history to gain a deeper understanding of your end users.

Learn more

Generate insights from financial data and get a complete financial picture of your customers. View income sources, financial commitments, risk metrics, expense categorisation and merchant insights.

Learn more

See how partners are using Basiq

A new era of empowerment for people

“Open banking data sharing democratises people’s access to their own data, enabling all consumers to connect to world-leading financial tools and services. We and our customers prefer to connect via open banking feeds, because they’re more reliable and faster to sync than traditional bank feeds. It’s ushering in a new era of empowerment for people, as open banking is now a consumer right.”

James Wigglesworth, Co-Founder & CTO, PocketSmith

Why partner with us

Knowledge & Expertise

Years of experience in accessing and driving insights from financial data through RESTFUL and fully documented APIs.

Scalability & Reliability

Helped over 3.4m consumers share their data on the platform with over 1m data requests per day.

Open Banking provider

Recognised as a provider of Open Banking services by the ACCC as an Accredited Data Recipient under the CDR.

Developer Tooling

Accelerate development with Basiq’s developer starter kits, best practice quick start guides and API documentation.

Single Platform

A single integration to plug in to the Basiq platform to access data and insights services.

Local Support

A dedicated local support team that ensures smooth implementation, continuous support and fast response times.

Ready to get started with Basiq?

Get in touch with one of our team members or create an account