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Write Access and the Future of Third Party Payment Initiation in Australia

Basiq and Ernst and Young Australia have teamed up to write a comprehensive white paper looking at the future of Write Access in Australia.

It compares and contrasts two implementations of Write Access for third party payment initiation, proving that the Consumer Data Right is a world leading piece of legislation, drawing upon lessons from the UK and EU.

The paper ‘Write Access & The Future of Third Party Payment Initiation in Australia‘ is a deep-dive into:

  • An overview of Open Banking’s development in Australia and its ‘metamorphosis’ moment into the Consumer Data Right (CDR)
  • A comparison of two forms of Write Access for third party payment initiation – including the New Payments Platform’s (NPP) ‘PayTo’ and CDR’s ‘Action Initiation’
  • A discussion on the extensibility of Action Initiation outside of solely payments, hinting at unlocking new economy-wide use cases
  • An investigation into lessons learnt from the United Kingdom and Europe for both Read and Write Access
  • A proposal for future research into the potential for global cross-border data sharing

To download the white paper, simply fill out the form below.

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